Clover POS technology allows you to concentrate on merchants’ needs without the cost and time of compliance. The way customers are making the payment has changed dramatically in the past few years. 60% of payments today are EMV, and 70% of consumers have at least one chip card. EMV chargebacks are very real and happening faster than you can imagine. Integration of Clover POS tech will enable your merchants to take EMV payments without the high price of enabling chip-based payments.
Clover is not just an EMV solution; it’s a platform for payments-as-a-service.
Ensure Quick EMV Compliance
When you integrate with Clover, your POS attains almost instant EMV compliance. It initiates a request, Clover gets the request and processes the payment, then sends a response. Each step of the process is reported to the POS, and it can then act on it to modify the customer experience.
You can begin taking payments in less than a day by fully or semi-integrating or by integrating your mobile POS. With Clover, you bypass complex commerce operations for multi-location merchants. Clover Mini brings seamless, safe EMV technology to market fast. The option to update the Mini with functionality as customers’ businesses evolve is a must in today’s rapidly changing commerce-scape.
Build Apps on the Platform
You can also build apps that do not take payments on the platform. Examples include loyalty apps, customer feedback apps, and gift card apps.
Clover’s safe semi-integration solution allows your existing point-of-sale software to accept EMV-ready, PCI-compliant payments. The platform’s customer-oriented experience enhances the POS and takes care of all payment acceptance tasks so you don’t have to.
Also read: Best Tips to Protect Your Privacy Online
Semi-integration integrates your software and hardware with Clover’s, making your point-of-sale EMV compliant quickly and easily.
The Java-based PaymentConnector interface lists all of the features your app needs to make a sale, perform other payment functions, even issue a refund. This API is an excellent choice if you are building a point of sale directly on a Clover device.
- Award-winning, patented hardware design
- The ability to tap into a sales force of over 4,000 people
- Unlimited batch capacity
- All receipts and customer signatures are stored forever and retrievable through a single web call
- Simple integration (get a basic sale function up and running in less than a day)
- Integrated camera/barcode scanner
What you get from integration:
- Support for peripherals using our patented hub for weight scales, barcode scanners, and more
- High-level, transparent CloverConnector API
- Open-source SDK
- Other Clover features
- Takes all payments types (magnetic stripe swipe, EMV dip, NFC contactless, and manual entry)
- PCI compliant
- Authentications, pre-auths, and sale transactions
- Partial authentications
- Voids, payment refunds, manual refunds (detached credits)
- Store & Forward (take offline payments)
- Integrated printer with thermal paper (Clover Flex and Clover Mini)
- 3G/4G connectivity (optional)
- 4 standard USB ports
- Detects and prevents duplicate transactions
- Payments-as-a-Service Integration Options
- Manual card entry
- Customizable tip options
- Settings can be configured per merchant
- Payment Interfaces
Clover offers different payment interfaces depending on the combination of merchant- and customer-facing devices you require. If you develop a registered app for a merchant, the app will use Clover’s PaymentConnector for sale processing. The interface is used to pass information about the transaction to the Clover payment app and return confirmation of the transaction.
The CloverConnector is used to establish the USB connection and transfer transaction data to the Clover Mini for customer review. In addition, it is used to do the following:
- Receive the customer choices for a tip and a receipt
- Initiate the payment flow on the Mini
- If required, receive the signature for verification
- Return confirmation of the transaction to the POS
We already discussed the option of semi-integration, which is viable if you have an existing POS with a strong merchant base and are searching for the fastest way to achieve EMV compliance. It’s also a good option if you have a strong brand your merchants identify with, a complex system that’s difficult to move away from, and if your POS system requires specialized hardware. If none of these apply to you, your best bet is native integration. Here is some more info about that.
In this integration, your POS runs directly as an app on Clover hardware. Merchants can find your app seamlessly within the Clover system just by looking for it in the provider’s App Market. They handle the payments, and you handle the merchant experience. If you’re developing a new POS or want to give your merchants an all-in-one solution, this may be an attractive option.
Clover Go BYOD (Beta)
The next option is Clover Go, the BYOD (bring your own device) solution. This EMV-capable device attaches to a tablet or smartphone, enabling native iOS and Android mobile apps to accept NFC, or EMV transactions swipes fast with no EMV certification required on your end. This integration option is ideal for merchants who are always on-the-go and who want their iOS and Android apps to be able to accept payments everywhere. Clover Go integration leverages a cost-effective and highly secure EMV-capable device with a streamlined set of functions.
Clover Go Integration Procedure
The Clover Go SDK is embedded in your mobile POS application. The calling app interacts with an asynchronous call model. Once the SDK is initialized, the calling application can launch a payment request. The request will activate the card reader linked to the mobile device. The customer can then use any of the following mechanisms for payment: card-not-present transactions, card-present transactions, and cash transactions.
The SDK will interact with the payment gateway to provide a callback with the payment response after processing the transaction. The calling app can capture the signature.
As you can see, there are many benefits of integrating Clover POS tech, and many integration options. We hope this article has been helpful!
Understanding Information Technology Glossary in Depth
The present and future are eras of Computers, Artificial Intelligence, and sophisticated Information Technology. In the business growth that provides employment to not just core development teams, even professionals from other disciplines form multiple departments in IT companies like HR, legal, marketing, and finance. However, one thing that all of these professionals will notice is that the IT industry loves its acronyms, jargon, and abbreviations. This is no different than the corporate having their own lingo, but it also involves terms from the core development aspect. This happens because there are several new technologies being curated that require names, and also since it builds excitement around such a culture. Today we are going to discuss what exactly IT Glossary means and why it is in vogue this decade.
What Exactly is an IT Glossary?
Almost all of us have access to some form of technology such as computers or mobile phones. Each such user may come across many new acronyms and terms and jargon on a regular basis, especially if they’re working with an IT or adjacent industry. Technology is everywhere and inevitable, so every workplace has such an experience while using third-party software or and applications.
IT Glossary is a collection of technological terms and their respective meanings, just like a dictionary. While many terms in the glossary are used commonly and hence are easy to comprehend, there are also more sophisticated words explained simply. The IT dictionary is helpful to those who are studying or working in the technological industry. The IT Glossary comprises definitions including jargon, acronyms, outsourced technical support programming languages, architecture, tools, operating systems, theory, networking, conventions, mathematics, standards, telecoms, institutions, electronics, companies, products, projects, history, documentation, and more. In fact, it is the one-stop book for all your computer and IT-related languages.
Why Should One Use an IT Glossary
Have you ever had a feeling of being a part of a team where you don’t understand the content or language they speak? Something similar can happen if you’re a new joiner in a tech firm or are a student starting off your education in IT-related subjects. This can be especially confusing and intimidating for those who join IT companies as non-IT professionals. An It Glossary will help them land on the same page as their peers and coworkers, streamlining communication and improving industrial knowledge.
Must Read: How Technology Has Changed Our Lives?
What Are Some IT Terms to be Familiar With?
To make things simpler for you and give you a glimpse of an IT Glossary, we’re going to name some of the terms which are explained by this handy book.
- Machine Learning: Machine learning (ML) refers to a kind of Artificial Intelligence or AI that enables software applications to achieve greater accuracy at predicting outcomes without the explicit programming for the purpose. Machine Learning algorithms utilize historical data for input and predict new trends to define outputs.
- Augmented Reality: Augmented Reality or AR refers to an interactive experience of users with an environment where objects existing in the physical world are enhanced using the help of computer-generated perceptual data. This sometimes is implemented across multiple sensory perceptions such as visual, haptic, auditory, olfactory, and somatosensory senses.
- Artificial Intelligence: Artificial intelligence or AI is a technology that refers to machines simulating human intelligence processes such as decision making, especially by computerized systems. Some specific uses of Artificial Intelligence comprise natural language processing, or NLP, expert systems, speech recognition, adaptive learning, and machine vision.
- Business Intelligence: Business intelligence or BI is the technical and procedural architecture meant to collect, store, and assess data created by an organization’s activities. BI refers to a broad term that comprises process analysis, data mining, descriptive analytics, and performance benchmarking.
- Low Code/ No Code: Low-code or no-code platforms refer to the kinds of software development processes that allow enterprise and citizen developers a visual style of application development. No code enables the drag and drop feature for application aspects to combine them and create a software or mobile app.
- Dev-ops: An amalgamation of the terms Development and Operations, this is a combination of tools and practices undertaken to make the process of software application development more efficient and quick. A group working on core application creation is known as the Dev-ops team, the development operations workflow unit.
- BYOD: BYOD is a business term that stands for Bring Your Own Device. Organizational staff is free to bring their personal machines (laptops and mobile devices) to access the company’s emails, projects, and assignments.
- Cloud Computing: Cloud computing refers to delivering different services using the Internet. These resources comprise applications and tools such as databases, data storage, networking, servers, and software.
- Zoombombing: An experience where a Zoom video call is gatecrashed by an internet troll. This could show up in the form of some real person who is not originally part of the team or meeting dropping into a Zoom call or other uninvited offensive content.
- Doom Scrolling: A new term coined during the 2020 pandemic which refers to people surfing the internet to search for endless threads of negative news, such as the latest COVID19 updates and victim toll.
- Scrum Meetings: A Scrum meeting is a quick regroup held daily and is usually taken up as a stand-up meeting. It helps a team to share each employee’s agenda for the day, their work progress, and the estimation of completion level up to the next Scrum meeting. Participants also express the obstacles that slow or hinder their sprint goal in each meeting.
As you may have seen, some of these terms you may already be aware of, whereas some you may want a more precise definition to understand better!
Vocabulary is the building block of any community, and the Information Technology industry is a huge sector with its own ecosystem. To be a part of it and understand conversations more efficiently, being able to relate to their lingo and humor is necessary. An IT Glossary is more than a techie dictionary; it will showcase their everyday conversations through more complex concepts so you can fit in well!
An Ultimate Guide to Buying A Modem Which is Worth It
We start a never-ending debate regarding whether or not you should buy your internet modem rather than asking your internet service provider to provide you one on a monthly rental basis. We get it, going out on a limb to buy your internet modem could be confusing, especially if you don’t know which modems or models are compatible with your device.
Spectrum Internet consumers may simply just dial the número de teléfono de spectrum i.e. Spectrum Customer Service helpline and get the required information from the 24/7 available Spectrum Customer Service representative.
What to Look When Buying A Modem?
One of the major things you should be looking at in the device is compatibility. Whatever device you are buying you have to make sure that your internet service provider got the operation you are looking for. The majority of DOCSIS 3.0-certified modems should operate with DOCSIS-based internet service, although double-checking is always a good idea. Comcast, Cox, and Spectrum, among the biggest ISPs, all have sites where you can verify cable compatibility.
Price and Warranty
We are not asking you to buy the cheapest device but you should consider its price. Before purchasing you must search enough so that you can make a fair comparison. Retailers frequently offer modem discounts, so you might be able to get the type you want — or an acceptable substitute — for less than you’d anticipate.
The Best Modems That Money Can Buy
- MOTOROLA MB7420
- NETGEAR CM500
- NETGEAR CM600
- ARRIS SURFBOARD SB6183
The Motorola MB7420 is one of the most suitable modems for most households, as it has a speed that is compatible with most internet plans. The MB7420 is best for internet plans with a maximum speed of 300 Mbps, which covers a large portion of our family. When I tested the MB7420 at home, I had consistent connectivity, even with many people inside trying to access the internet at the same time.
As it is available in the most of store contributes to the popularity of Netgear CM500 and most importantly it cost a lot lesser than the Motorola MB7420 most of the time, you can save a lot if you make an excellent bargain. (Because cable modem costs change, keep an eye out for the greatest tech discounts while searching for one.) It’s a good deal if you can get a new CM500 for $50 or less.
One of the best features of Netgear CM500 is that it is compatible with the most popular cable providers and most importantly it offers an excellent speed of 300 Mbps, which is more than enough for many internet users. (If you have a high-speed plan, a faster modem is a must.)
While most people choose internet plans with speeds of 100 to 300 megabits per second (Mbps), some individuals want higher-speed service. If your plan offers download rates of more than 300 Mbps, you’ll need a cable modem that can handle the extra bandwidth. The CM600 from Netgear is the finest cable modem for faster speeds, albeit it costs a little more than the CM500.
ARRIS SURFBOARD SB6183
The Arris Surfboard SB6183 was previously our top selection for the finest cable modem, owing to its reliable performance that would please most home internet users who don’t pay for high-speed service; however, this older modem is becoming difficult to come by these days. If you can get the SB6183 for a reasonable price, the two-year guarantee is also a significant advantage.
Why do we recommend these modems?
When you have to buy your own modem, you can often get confused because of the multiple options available in the market. However, if you are aware of the features and benefits of a modem, you can make a better choice. All the modems that we recommended have been rated as the best functional modems by their users.
It can take hours to do research on the best modems available in the market, we made it easy by mentioning the top models that are easily available in the market.
Buying a good modem is necessary as many features depend on it. There are many things you should be looking at in modems like the compatibility of modem with the internet and the price as well as the warranty given by the company. Their many devices are available however, we have mentioned the top modems for you in this article.
If you want a high-speed internet connection, you need to invest in a good modem because the quality of your Wi-Fi signals is highly dependent on your modem. Moreover, if you buy your own modem, you will save more because you will not pay the rent for the modem which is provided by the company.
Electronic Shelf Labels: How It is Helping to Manage Inventory Levels?
Managing and controlling the inventory is the lifeblood of the retail industry. As per the IHL Group, retailers lose nearly 1.1 trillion US dollars globally in overstocks, out-of-stocks, and inventory distortion costs. You don’t want to contribute to this number. Right?
With the technologically advanced world, it is not difficult to manage the inventory now. Thanks to ESL (Electronic shelf labels) technology. ESLs are gaining much popularity with inventory management and controlling. Want to know more about how they are helping in inventory management? Without further ado, delve into the article and fetch yourself with all the answers.
- 1 Here’s How Electronic Shelf Labels Helps:
- 1.1 Information to the in-store shoppers –
- 1.2 Giving details to retailers –
- 1.3 Assisting the Associate at the Shelf Edge –
- 1.4 Tackling out-of-stocks issues –
- 1.5 Advertisements and promotions display –
- 1.6 Dynamic centralized pricing –
- 1.7 In-store heat-mapping –
- 1.8 Error reduction –
- 1.9 21st century retailing –
- 2 To sum it all up
Here’s How Electronic Shelf Labels Helps:
Information to the in-store shoppers –
ESL is not just a fancy price tag but holds useful information for the customers. It reveals the current stock levels to the shopper. In this way, the shopper doesn’t need to seek the help of the store associate. Additionally, ESL Displays QR codes (Quick-response) so that the shoppers can find the item online without any hassle. With this, they can order things with ease and at the touch of a button.
Giving details to retailers –
ESL could mean colorful and fancy digital labels to the shoppers. But it is much more than that to the store associates and to the retailers. It not only reveals the stock levels but also alerts them about the incentives to sell specific products and aware them of the cross-selling tactics. You can reach the website SES-imagotag.com to learn more about it. In short, it is the cutting-edge technology that gives the indication of the alternate in-store location of the product so that you can’t miss out on the sale.
Assisting the Associate at the Shelf Edge –
ESL solution helps the retailers to present the information of inventory directly on the shelves. This makes it easy for the store associate to handle the customers. For instance – in a shoe store, the information about the shoe size and its availability is displayed at the shelf edge. Now the Associate would not have to go to the back room to check the availability of the shoes. In short, they don’t have to leave the customer’s side.
Tackling out-of-stocks issues –
Not to mention that most of the out-of-stock issues happen at the store level and not on the inventory management level. This can occur due to things like – delays in staff response and a few other things as well. ESLs link inventory management tools to the point-of-sale data, thereby alerting the staff about the stock levels so that they can handle it the right way. With this, the staff can put their full focus on selling quality products and delivering the best services to the customers.
Advertisements and promotions display –
The festive time and stock clearance are usually time-consuming for any store regarding price control. To manage these times, the ESL system is rightly at your beck and call. It enables the control of multiple products that are still in stock and identifies the successful products so that you can manage the procurement of orders in advance.
Dynamic centralized pricing –
As ESL provides a centralized system of pricing, all price points in it are controlled with the software on a central workstation. This leads to a much more efficient and cost-effective means as compared to manual price adjustments. Besides, it enables dynamic pricing, which includes matching the demand for low inventory.
In-store heat-mapping –
When equipped with connectivity via communications technologies, electronic shelf labels can easily track the consumer movement throughout the store. Afterward, label management software produces a heat map of the store’s floor plan. This results in revealing high-traffic areas.
Error reduction –
There are various instances where the consumers are dissatisfied with the displayed price and the price paid by them. This consequently leads to a negative impact on the brand image. So, with the facility of the automated ESL system, the chances of these errors reduce drastically. Moreover, the cases of employee manipulations are also reduced as the labels are automatically updated through high/low frequency or infrared connections. In short, you don’t have to make much manual effort, thereby reducing the chances of errors considerably.
21st century retailing –
As per a study, there are nearly 64% of customers believe that stores with cutting-edge technology and ESL provide better services to their customers in comparison to the stores without it. This is because ESL enhances the consumer perception about price accuracy. It allows you to share vital information about the products and give the customers the chance to have a look at their savings.
To sum it all up
It is needless to say that ESL technology is not just about managing the inventory, but there are other numerous benefits of it. As the technology can accept multiple data streams, there are boundless possibilities. All in all, it can be said that ESL technology is a boon in terms of saving cost and time for all the retailers and shoppers.
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