Everyone is running short of time in today’s life. They all are looking for ways in which they can save their time and money. Managing financial matters is one of the most important parts of our lives. But at the same time, it is a very tedious task. There are various apps designed with the purpose of making financial management easy.
But now, the question arises – ‘which app should I install?’ since there are so many apps doing the same task, people get confused on which one to go for. And since all of them involve financial matters, they cannot risk their money with the wrong app.
To clear this ambiguity, we have shortlisted some of the apps you can install in your phone for being tech savvy with managing finances.
Best Apps For Finance Management
If you are one of those who want to accomplish their financial goal by investing their money in mutual funds and stocks, then you are at the right place. If you want to invest using an investor-friendly app, Savart will fulfill all your desires.
Savart has got a variety of features for the investors which make it more special that they simply can’t ignore it. One of the most notable features of the app is that the investors can start the investment in various trending mutual funds and stocks with as low as 10 rupees using the Savart’s online wealth manager to guide you. It does not matter whether you are a beginner or an expert of mutual funds and stocks, Savart is for all of you.
The savart app takes in analysis various parameters like the risk-taking appetite of the investor, income level, investment preferences, and many such things. It is an obvious fact that each investor has his or her own level of preferences. The Savart’s official team works a lot to analyze the market for its ups and downs. To sum up, they take into consideration around 10000 stocks and 1000 mutual funds. The main purpose of the makers of Savart is to help their customers in every possible way.
Apart from investing in mutual funds, Savart also helps you to save taxes. And if the security factor is a concern, they have one of the best computing and unique algorithms to make things better. Savart mutual funds is a perfect app for the ones who wish to make their financial life more stable.
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Mint is amongst the top rated apps in its category. The tag of ‘top-rated app’ is given by various popular magazines and blogs. The mint app is an ideal app which helps in achieving your financial goals.
The mint app does all your financial stuff such as manage your credit card details, bank account details, and your bills. All these details are stored in the mint app so that the users can themselves see and analyze where they are spending their money and where they can cut down in order to save their money.
For the bills, it will assist you in reminding you of the due bills so that you can pay them on time. The app will remind you prior to the due date of any bill.
It has proven to be a great time saver while managing all the financial aspects in an easy way. It is a trusted app used by millions of users. And the reason behind the success of the mint app is the proper care given by it to its customers. The mint app is a great way to manage the finance all in one place effortlessly.
The walnut app is an ideal app which helps the individuals to achieve their financial goals. One of the notable features of the app is that after you have entered your account related details, it will on its own, track all the other details. These details include info such as the total expenditure, the due bills, and other stuff.
As the walnut app deals with financial matters and details related to the bank account, it needs to be highly secure. But the users should not worry about its safety as all these operations are performed in a highly secure way. The walnut app keeps you safe from fraud and other spam messages.
The walnut app also helps you to save your money while keeping a track on where you are spending.
We all have a very busy life, and it is natural that we tend to forget some important things. One of those is paying the bills on time. The walnut app reminds you to pay your bills prior to the due date as it constantly messages you of the deadline.
Another notable feature of the app is that it allows the transfer of money from one bank account to another without paying an extra charge for it. The walnut app also helps you track real-time cash medium and nearby ATMs in case of urgent need of cash and when you have no cash.
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The splitwise app, as the name indicates, it an app which splits and what is splits makes it an interesting app. It is designed to split the money between a group of people who were there in a specific party or function or event which involved money. In case you are a hostel student, you can keep details of your expenses and you can also distribute the expense with your roommates.
You can make use of the splitwise app when you go for a vacation with your friends. Some other features of the app include viewing your available balance, Track your spending trends, as well as set email reminders for your due bills. The splitwise app is one of the best among its category.
GOOGLE PAY OR TEZ
The google pay app works with your bank account. You need not to reload the wallets and also there is no need to do additional KYC. It uses the BHIM UPI to make money transfers simple and secure. To use the google pay app, you need an Indian bank account with a valid phone number.
This app is designed to make payment as easy as starting a conversation with someone. It can be used to pay for electricity bills, gas, water, DTH as well as mobile bills. Your money is protected with the world-class security system which detects fraud and prevents hacking.
The google sheets are the spreadsheets offered by Google. You can use them to create sheets and edit them online while collaborating with different sheets simultaneously.
Some of the notable features of the google sheets are –
- They have made spreadsheets more easy and accessible
- You can work on google sheets even when there is no internet connectivity
- You can collaborate with different users at the same time
- Google sheets automatically save your data, so there is no risk of losing the data.
- The google sheets allow you to format cells, enter data, view charts, insert formulas and use find or replace anything.
These are some of the great apps you can use to make your financial management much easier and stable. All of the above-mentioned apps are designed while keeping your security in mind.
Qualities of a Customer Relationship Management System:
Customer Relationship Management is a system which is modified by an association to oversee and administrate its customers and sellers in a proficient way for accomplishing magnificence in business. CRMs like Base CRM, Zoho CRM help real estate agents with their customers. It is essentially entrapped with the following highlights:
An association can never expect what customer needs. Subsequently, it is critical to meet a customer pretty much every one of the preferences with the goal that the real needs can be found out and organized. Without adjusting the genuine needs, it is strenuous to serve the customer viably and keep up a long haul bargain.
Customer fulfillment is the proportion of how the requirements and reactions are worked together and conveyed to exceed expectations of customer desire. In the present aggressive business commercial center, customer fulfillment is a significant exhibition example and fundamental differentiator of business procedures. Thus, the more is customer fulfillment; more is the business and the holding with the customer.
Customer reaction is the response by the association with the inquiries and exercises of the customer. Managing these questions wisely is significant as little mistaken assumptions could pass on unalike recognitions. Achievement absolutely relies upon comprehension and deciphering these inquiries and afterward working out to give the best arrangement. During this circumstance, if the provider wins to fulfill the customer by appropriately noting his questions, he prevails with regards to elucidating an expert and enthusiastic relationship with him.
Always there exists a test for providers to manage grievances raised by customers. Typically raising a grumbling shows the demonstration of the disappointment of the customer. There can be a few explanations behind a customer to dispatch an objection.
A real reason can likewise exist because of which the customer is disappointed yet once in a while grievances are propelled because of some kind of misconception in examining and deciphering the states of the arrangement given by the provider with respect to any item or administration.
Taking care of these grumblings to a definitive fulfillment of the customer is generous for any association, and thus it is fundamental for them to have a predefined set of procedure in CRM to manage these grievances and proficiently resolve it right away.
Customer maintenance is a necessary procedure to keep or hold the current customers and not allowing them to veer or abandon to different providers or association for the business. Typically, a reliable customer is tended towards adhering to a specific brand or item to the extent his essential needs keep on being appropriately satisfied. He doesn’t pick risking in going for another thing. More is the likelihood to hold customers, and the more is the possibility of net development of the business.
In an association Customer Service is the way toward conveying data and administrations concerning every one of the items and brands. Customer fulfillment relies upon the nature of administration gave to him by the provider. The association has not exclusively to expand and explain the subtleties of the administrations to be given to the customer yet, in addition, to keep the conditions also. In the event that the quality and pattern of administration go past the customer’s desire, the association should have a decent business with customers.
How to get Certified in ITIL® V4 Based on the New Certification Scheme?
ITIL® V4 Overview
Made up of more than 2,000 ITIL stakeholders worldwide the Axelos and the ITIL Development Group started working on an update of ITIL V3 in late 2017. The work was continued throughout the year 2018, and later on, Axelos had announced the upcoming changes to the ITIL certifications known as ITIL 4. ITIL 4 provides some sweeping changes to the ITIL certification process to incorporate with the growing complexity of modern world Information Technology. ITIL 4 has also changed some of its certification program terms and titles to align with the new ITIL 4 program structure.
You will find some similar terms as well as some new terms which have been incorporated into the ITIL 4 certification scheme. Although the level of certification remains similar to ITIL Foundation certification is the lowest and the ITIL Master being the highest level of ITIL certification. But now you can reach the masters level and can Get Certified in ITIL® V4 through two different paths as now you can choose the certification that best suits your interests and goals.
About ITIL® V4
The modern version of the world’s most famous ITSM framework is ITIL® V4. The update was made possible with the help of a contribution by above 150 industry experts, contributors, and writers along with a new ITIL Development Group which consists of more than 2000 members who represent some of the largest organizations on a global scale.
Purpose & Focus of ITIL V4
The ITIL framework not only provides high quality and service but also enhances the customer experience all these qualities are embraced by all types of businesses, irrespective of the sector. The framework provides guidance to address the management challenges and also guides how to overcome them effectively. All the organizations or individuals can imply their developed concepts to real-world business or enterprise challenges and ensure quick and effective solutions. ITIL V4 also assists in governing as well as managing every possible IT-enabled service.
ITIL® V4 focuses majorly on integrating the ITIL guidance with best practices from the world of Agile, DevOps, and Lean. It works to provide comprehensive guidance to the organizations so that they can manage the Information Technology in the modern service economy.
It also supports individuals and organizations in helming the Fourth Industrial Revolution. The Publications and the modules associated with ITIL Strategist, ITIL Specialist, and ITIL Leader will be released in the second half of 2019.
ITIL® 4 offers bigger and better opportunities to the organizations today. They can now easily implement ITIL® 4 techniques which help in improving the efficiency by facilitating communications and streamlining processes between team members and stakeholders. It assures the maximum utilization of resources for project improvement. Therefore organizations are always actively looking for ITIL® qualified professionals who in turn has increased the earning potential of such individuals by 17%, the percentage has been reported by Indeed.com.
Hence it offers the professionals and the organizations ample reason to get certified in ITIL® V4.
ITIL® V4 and its Certification
You must be thinking that how can you get certified in ITIL® V4. Read on to know the certification process stated below:
ITIL® V4 has changed some of its certifications for becoming an ITIL master. Two designations have been streamlined with certain modules that provide clear paths for practitioners which help them to continue their ITIL journey. New paths have been defined by AXELOS for up-gradation of your ITIL® V3 certifications to corresponding ITIL® V4 certificates.
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The following are the certification levels in ITIL V4:
- ITIL Foundation
- ITIL Specialist modules (3)
- ITIL Strategist
- ITIL Leader
- ITIL Master
The new ITIL 4 certification scheme is formed by two different designation streams; ITIL Managing Professional (ITIL MP) and ITIL Strategic Leader (ITIL SL) and this is one of its main characteristics.
You need to complete the following modules if you want to become an ITIL Managing Professional (ITIL MP) ITIL 4 Foundation
- ITIL Specialist: Create, Deliver & Support
- ITIL Specialist: Drive Stakeholder Value
- ITIL Specialist: High-Velocity IT
- ITIL Strategist: Direct, Plan & Improve
And if you want to become an ITIL Strategic Leader (ITIL SL), then also it is compulsory to complete the following modules:
- ITIL 4 Foundation
- ITIL Strategist: Direct, Plan & Improve
- ITIL Leader: Digital & IT Strategy
Therefore if you want to be eligible to become an ITIL Master, you should have both the designation of ITIL Managing Professional (ITIL MP) and ITIL Strategic Leader (ITIL SL) designations.
To meet the ever-increasing demand and competition ITIL gets updated regularly. This is why its latest version called the ITIL V4 was launched. The framework of ITIL V4 has been upgraded to guide business companies in addressing new service management challenges. Therefore it has become essential for the professionals to get certified in ITIL® V4. As ITIL® V4 also assists the organizations in efficiently utilizing modern technology to its highest ability. Flexibility, integration and coordinated systems have been given prime importance while designing this version.
The professionals who want to learn and understand the fundamental concepts of ITIL framework have to undergo ITIL® certification as it is one of the primary requirements which enhance the quality of IT Service Management. It has been found that certified ITIL professionals can earn 40 percent more than their non-certified peers. This ITIL foundation certification offers a professional the following prospects:
- IT executives
- IT architects
- Business operation managers
- IT audit managers
- IT planners and consultants
- Database administrators
- ITSM trainers
- Service delivery professionals
- Quality analysts
- Application management and development teams
- IT managers and support managers
ITIL® 4 Foundation is the entry-level ITIL certification available for IT professionals which is also the most acknowledged one. Its new training framework introduces learners to the management of modern IT-enabled services, including key concepts and common language used in the ITIL services lifecycle.
KnowledgeHut also provides ITIL® V4 Foundation Certification Training
So you can now get certified in ITIL® V4 through KnowledgeHut’s training and course which consist of the following components:
- Provides you the path to becoming ITIL® MP & ITIL® SL
- Offers you 16 hours of Instructor-led training
- Assists you with 16 PDUs (or 25 PDUs on completion of classroom training + 9 hrs of e-learning)
- Enables you with 180 days free e-learning on ITIL® V3 Foundation
- The institute is an ATO of Peoplecert and a Certified Partner of Axelos
- Course fee includes Foundation exam fee (Does not apply for LVC)
- Provides you with 2 sample papers to practice for the certification exam
How you can benefit from using a mileage tracking app in 2019
When it comes to tracking mileage, business owners are past the era of using manual methods, thanks to technology. There are now different tracking apps that have made the process painless with additional advantages associated with them. Below are some of the reasons why you should be using a mileage tracking app for your business in 2019.
One of the major benefits of mileage trackers is the accuracy they offer. Human beings are prone to error, but mileage trackers help you get the accurate results. Your data will be accurate when using a mileage tracking app and so will be your tax reporting. This is an added advantage that other bricks and mortar businesses don’t have. You can check TripLog which is one of the best mileage tracking apps in 2019.
Saves Time and Money
Managing a fleet of cars can be difficult especially when dealing with different drivers. You want to make sure that all your drivers are not misbehaving on the road or being reckless. A mileage tracking app will help you keep track of your fleet and alert any driver if and when they break road rules.
This way, insurance costs will be low hence saving you unnecessary expenses. Also, mileage tracking apps help you to get rid of redundancy, which will go a long way to helping you save your money. You can compare different repair costs and figure out what to save and depending on the costs, you can be able to gauge the different repair options available. Also, you can compare the fuel costs of your fleet of vehicles.
In case, if you are not satisfied with your car milage and want to sell it out then you can check out Cars 24 Android app. We have reviewed it.
Tracking your fleet
It can also be stressful to track your fleet of vehicles using conventional methods, but with a mileage tracking app, you can easily keep track of your fleet. You will be able to see the location of each and every one of your vehicles if you have a large fleet. Most of these apps also allow drivers to share their locations on different platforms like Google Maps and Facebook, etc. In addition, you can access real-time locations and routes of your fleet.
With the traditional methods of mileage tracking, you will be required to file paperwork which is time-consuming. On the contrary, mileage tracking apps make it easy and quick to get the job done. Time is precious and the last thing you want to do is spend most of your time tracking and calculating your mileage. Modern methods of mileage tracking will give you and your employees time to partake on other pressing issues which in turn increases productivity.
You can also get a virtual assistant feature in your car easily and make your car smart car.
It is convenient
Using a mileage tracking app helps to boost convenience. You will be able to track your fleet from any location at any given time. Also, you will be able to make edits whenever needed without having to manually do it with pen and paper. When handling such a demanding business, where you deal with a number of employees, then convenience is of ultimate importance, because it makes work easy.
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