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How to Buy Now and Pay Later On Flipkart

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Flipkart has made shopping easier for you with its micro financing option, Flipkart pay later. If you have been a frequent Flipkart user, you must check out the Flipkart pay later option.

With this very user-centric option, you can buy products on credit for a month. You can transact multiple times, and a consolidated payment can be made at the beginning of the subsequent month. Depending on your eligibility, you can get a credit line of 5-10k every month. There are various benefits to using Flipkart pay later option.

  • Easy transactions

  • Interest-free credit

  • Flipkart assured products

  • Easy Returns/Exchange/Refund

  • Easy repayment for the entire month in a single deal

  • Hassle-free buying at a single click

  • Seamless checkout process

  • Try and buy

  • Easy repayment by credit cards, debit cards or net banking

  • No maintenance charges for this facility

Looking at the number of benefits that this option comes with, you should definitely give it a try. Here is a look at how this exactly works:

  1. Once you visit the website, you will be able to view this option on the Homepage if you are eligible for the same. This option is available to select customers. The Eligibility option can be seen under the ‘My Account’ section of the website or on your app.

2. Once you click on the ‘Know More’ tab, you can check your credit limit for the month.

3. Check out the terms and conditions, and the process given on the website for your reference. Go through the frequently asked questions as well to make sure that you have all the facts right.

4. You can then check out which products are eligible for the pay later option. You will see ‘Eligible for Flipkart Pay Later’ written at the bottom of the product. The products that are eligible for the pay later option are all Flipkart-assured. Add the relevant products to your shopping cart.

Also Read: 10 Best Shopping Apps in India You Should Use

5. Once the product is added to the cart, checkout and continue to the payment page. Here from amongst the listed payment methods choose ‘Flipkart Pay Later’ as your option.

6. This option enables you to complete the transaction in a single click, and your order gets placed instantly. You will then receive the details of the order.

7. You can track your purchases as well as usage of the Flipkart pay later account. The payment for your multiple purchases during the month is to be done before the due date. The amount due date is the 10th of the following month.

8. Your statement is sent to you on the 1st of every month. This will include all the transaction details of all your purchases for the previous month.

Must Read: Top 5 Safest Applications To iPhone

Repayment is a seamless and straightforward process. Your payments can be cleared off by several payment modes such as credit card, debit card, or net banking. You receive the monthly statement on your registered email address. A reminder SMS is sent out as well. The Flipkart app users also receive a notification for the same.

Although the option is interest-free for you, you can be penalized for delayed payments. The payments are to be made before the 10th of the subsequent month. In case of delays beyond this due date, there is a particular penalty charge levied on the outstanding amount. You can find the details of the late payment penalties in the FAQs section on the app or website.

Here are the penalty slabs for your reference.

The outstanding amount of up to Rs 2,000: Rs 100-/

Outstanding between Rs. 2,001-4,001: Rs. 200/-

Rs. 4,001 and above: Rs. 400-/

Any delays beyond can lead to a suspension of your account.

Flipkart Pay Later is an absolutely user-focused initiative by Flipkart. By providing a small level of credit, this form of micro-finance can make your online shopping convenient and hassle-free for you. Most of the online shops extend services that make your shopping experience more affordable. These include options such as Debit Card or No cost EMI, Buyback Guarantee, etc. But the Flipkart Pay Later option makes your online shopping experience easier, hassle-free, and extremely convenient for you.

If you have been a loyal Flipkart customer, you will definitely be able to enjoy the perks of this service. This makes shopping as easy as merely selecting and dropping your product in your cart and confirming your order at the click of a button to finalize it.

So if you shop more than once every month on Flipkart, there is absolutely no need for you to get into long transaction processes. No need for OTPs and payments when Flipkart has made it so simple and easy for you!

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How to Overcome the Challenges of File-sharing Online?

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Due to increasing demands for collaborations among teams and clients, organizations are moving toward cloud-based file-sharing and storage solutions. File sharing online facilitates the users to create, organize, share, and manage data from any place at any time.

But, like any other technology, there are some inherent challenges in online file synchronization, as well. From security to scalability, businesses have to deal with multiple issues at times.

file sharing online

Here’s how you can mitigate the challenges in this system to create a collaborative environment:

Challenge 1: Lack of Security

Remember, no software is immune to security breaches and cyber threats. Even the self-hosted solutions carry the risk of hostile intruders causing internal vulnerabilities. Although a password keeps your files secure to some extent, many other calamities can affect your systems.

Also Read: What to Know Before Signing Up with New File Sharing Provider

So, invest in a file-sharing protocol that provides direct access to the files with bank-level encryption, password protection, and expiration date. Enterprise-grade solutions have compelling features to monitor abusive users and suspicious activities.

Challenge 2: Lack of Activity Monitoring

If there’s a lack of visibility and tracking abilities on the software, the privacy of sensitive customer data can be at risk. Usually, consumer-based solutions come with base-level transparency to allow simple permissions and the ability to edit the documents.

But, enterprise-grade software products emphasize these abilities on a granular level for better monitoring. Every event happening in your project is tracked regularly, even if it’s a simple file-sharing activity by a user.

Challenge 3: Lack of Customization

Though it seems a trivial challenge, lack of customization or personal branding often makes the users uncomfortable while working. They don’t familiarize themselves with the environment. That may affect their trust in your services.

Here, customization for branding the software is an effective way to impress your clients. Even when using file-sharing online through a secure link, you can make the landing pages appear with the client’s logo and brand colors. It not only adds a professional look to the system but also instigates confidence in your clients.

Challenge 4: Complicated Pricing Mechanism

Before investing in any technology, organizations assess its costs and benefits. If you offer them a portal or solution with complicated pricing and confusing terms of a contract, they are likely to move away.

Hence, invest in a solution that enables competitive and straightforward pricing without any hidden costs. Don’t engage the customers into long-term contracts that may make them uncomfortable. If possible, start the services with a free trial to give them an overview of your capabilities.

Must Read: How Technology Has Changed Our Lives?

Challenge 5: Lack of Collaboration

When you have a team working remotely outside the boundaries of your organization, real-time collaborations become a challenge. Not everyone can stay updated and have access to the documents at all times.

Hence, in a file-sharing module, real-time collaboration is essential to maintain seamless operations. The storage platform should allow you to complete the tasks and post messages within its framework itself. Users can access this data from any location with their secure credentials without any restrictions of time and place.

These are the challenges of file-sharing online that you can overcome with effective strategies and a robust platform.

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5 Reasons to Have a Backup Internet Service Provider

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We rely on our internet connections to live just like we depend on oxygen to breathe or food to keep us going. We are so involved in our digital life that it is unimaginable for us to lose our internet connectivity even for a while. It is more so when we’re running a business, which requires a lag-free network access 24/7. You see, being online is very critical for businesses. A single drop-in signal could affect the profit/loss curve. In that case, you might need a backup internet service provider to save you from the struggle of retaining flawless internet connectivity. Finding one is not a strenuous task if you do it smartly. The most effective way is to check out high-quality websites like www.localcabledeals.com/Cox/Internet to have a deeper look at all the offers and deals of the top internet providers in your area. However, if you are still wondering why you might need one then here we have a list of top five reasons to answer your question.

Online Job

If you are among those who meet their ends from an online job, you cannot think of losing your internet connection for even an hour. What if you are in the middle of your online project and suddenly the internet goes off. Since you might not get time to save your project in such a situation, you might surely get in big trouble. A backup internet connection is exactly what you want to avoid any such nuisances.

Also read:  Best Android Apps for Protecting Against Privacy Risk

 Online Lectures

Those who take online classes have to follow certain fixed timings where they must be available online otherwise they might miss their lectures and assignments. Therefore, if you want to avoid any hassles and make sure you enjoy a smooth online class experience, you should definitely have a second internet provider in line for you.

Online Banking

Imagine you are in the middle of a shopping spree and you realize that you cannot make a transaction because of a sudden internet outage. Wouldn’t you be devastated? To avoid such a stressful situation, you should have a backup internet provider to fix things up for you.

Web Hosting

Full-time internet availability is extremely crucial for website hosting services. When you are hosting websites on a server, you must know that a loss of internet connection might lead to a lot of damage. Since any internet outage would mean that your website will not be available on the internet. Thus arises the need to have a second internet provider at hand.

Must Read: How Technology has Changed Our Lives?

Online Gaming

Gaming is one of the most common activities carried out on the internet. We all know how serious gamers are about their gameplays. If you are a gamer, you cannot afford any risks. It is extremely difficult to tolerate a situation where you have reached the most critical point of your game and your internet runs out. A back up the internet might save you in the nick of time.

Online trading

If you are a business-oriented person, you must know that time is one of the most critical factors when buying or selling. There is no rocket science in realizing that an internet outage at the wrong time can result in a big financial loss for businesses.

So, the aforementioned reasons make it evident that you can always use a second internet provider to help you save yourself from nuisances. It is always better to have a backup internet provider so that you do not have to struggle while carrying your routine online activities.

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Qualities of a Customer Relationship Management System:

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Customer Relationship Management is a system which is modified by an association to oversee and administrate its customers and sellers in a proficient way for accomplishing magnificence in business. CRMs like Base CRM, Zoho CRM help real estate agents with their customers. It is essentially entrapped with the following highlights:

Customers Needs

An association can never expect what customer needs. Subsequently, it is critical to meet a customer pretty much every one of the preferences with the goal that the real needs can be found out and organized. Without adjusting the genuine needs, it is strenuous to serve the customer viably and keep up a long haul bargain.

 CRM feature

Customer Satisfaction

Customer fulfillment is the proportion of how the requirements and reactions are worked together and conveyed to exceed expectations of customer desire. In the present aggressive business commercial center, customer fulfillment is a significant exhibition example and fundamental differentiator of business procedures. Thus, the more is customer fulfillment; more is the business and the holding with the customer.

You should also Understand the Differences Between CRM and Sales Force Automation

Customers Response

Customer reaction is the response by the association with the inquiries and exercises of the customer. Managing these questions wisely is significant as little mistaken assumptions could pass on unalike recognitions. Achievement absolutely relies upon comprehension and deciphering these inquiries and afterward working out to give the best arrangement. During this circumstance, if the provider wins to fulfill the customer by appropriately noting his questions, he prevails with regards to elucidating an expert and enthusiastic relationship with him.

Customer Complaints

Always there exists a test for providers to manage grievances raised by customers. Typically raising a grumbling shows the demonstration of the disappointment of the customer. There can be a few explanations behind a customer to dispatch an objection.

A real reason can likewise exist because of which the customer is disappointed yet once in a while grievances are propelled because of some kind of misconception in examining and deciphering the states of the arrangement given by the provider with respect to any item or administration.

Taking care of these grumblings to a definitive fulfillment of the customer is generous for any association, and thus it is fundamental for them to have a predefined set of procedure in CRM to manage these grievances and proficiently resolve it right away.

Also Read: Improve your Business with Better Customer Success

Customer Retention

Customer maintenance is a necessary procedure to keep or hold the current customers and not allowing them to veer or abandon to different providers or association for the business. Typically, a reliable customer is tended towards adhering to a specific brand or item to the extent his essential needs keep on being appropriately satisfied. He doesn’t pick risking in going for another thing. More is the likelihood to hold customers, and the more is the possibility of net development of the business.

Customer Service

In an association Customer Service is the way toward conveying data and administrations concerning every one of the items and brands. Customer fulfillment relies upon the nature of administration gave to him by the provider. The association has not exclusively to expand and explain the subtleties of the administrations to be given to the customer yet, in addition, to keep the conditions also. In the event that the quality and pattern of administration go past the customer’s desire, the association should have a decent business with customers.

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